how to budget for your wardrobe destiny: a verbose guide to black crow existence

Got an email the other day -- and quite a few similar -- that I'll address them all in this post for future reference. Here's the email:

From this post : A CDG mix of gifted clothing and clothing I bought. The TAO CDG shirt was a $10 thrift find from a friend, the CDG skirt was around $120 at the annual archive sale. Shoes were a gift from the brand and the jacket was on loan. I bought my glasses at a local vintage store. 

Let me give you some background on how I accumulate nice things, first, so you know where I'm coming from. I won't give you my like, tax records or specific details about my class status (y'all don't really need to be that much up in my business, I come from a working class background and I receive financial aid from school, that's the basics) but essentially I afford my luxury lingerie and CDG via a lot of bargain hunting and budgeting of my income from working 6 days a week. It might seem like I have an endless amount of CDG, this is just because I only like photographing and memorializing the items I'm wearing and love the most and those happen to be it. I'm presenting to you an editorialized version of my life and you shouldn't forget it. Anyway, I buy the majority of it myself, though there are a few pieces here and there that were gifts from friends or from the designers because I'm a lucky girl. Mostly it's all me working a little bit above minimum wage and budgeting seriously for months at a time. This is going to be a LONG post, so half of it is under the cut.

How do I budget?

This post operates on the premise you have some source of income, if you don't, I'm sorry, this post will probably be useless to you. Moving on from that point, to manage income & expenses, I use the app called Mint on my phone (available on both android and apple products) to track my finances and have multiple budgets laid out for my finances. 

• By being specific. I have my monthly budget laid out pretty specifically into four to five categories, but I tend to adjust it every two months according to my income and priorities at the time. 
• By holding myself accountable. If and when I go over budget, I pay myself back so I don't fall behind on my budgets or goals. If I over spend in a category, I make up for it in another that month and sacrifice one thing for another. This is super important: self-restraint and recognizing your discipline is the really the only thing that keeps you on track in the end. No one is (I hope)  making you buy things outside of survival necessities like rent, groceries, medications, transportation -- it's you making these choices, so you need to be very conscious about your limits. 
• By making it simple. I mark down my paydays and automatically have a certain amount of money go from one account into my savings every payday. This is super simple, lazy budgeting, you don't have to worry about it that way. It's just done for you. Putting aside $50 a month automatically into savings, taking into account interest, means you're automatically saving minimum $600 a year. That's awesome and basically effortless.
• By using every resource available. I use financial calculators on a regular basis. There are plenty of them online, I use the ones on Mint.com, but you don't need to. Here is one, I just plugged in an example amount. $900 can get you so much CDG on ebay via resellers, or multiple items at their annual sample sales, etc. 

Source: Time Value Financial Calculators